Patient Financing
Invest in yourself, on your terms.
We've partnered with Cherry and PatientFi so you can spread the cost of your care across simple monthly payments — without putting your goals on hold.
Cherry
Buy now, pay monthly — for treatments $200–$10,000
- Pre-qualify in 60 seconds with no impact to your credit
- 0% APR plans available for qualified applicants
- 3, 6, 12, 18 & 24-month terms
- No prepayment penalties
- Easy mobile checkout — text-to-apply at the front desk
Best for: Aesthetics treatments, injectables, lasers, and single-cycle wellness packages.
Pre-qualify with CherryPatientFi
Higher-amount financing for premium protocols up to $25,000
- Soft credit pull to check your rate — no impact to credit
- Fixed monthly payments with predictable terms
- Extended terms up to 60 months
- Designed for elective medical & wellness care
- Decision in minutes, funds applied directly to your treatment
Best for: Hormone optimization, multi-month peptide stacks, and longevity programs.
Pre-qualify with PatientFiHow it works
Three simple steps
Pre-qualify
Apply online in under a minute with a soft credit check — no impact to your score.
Choose your plan
Select the term and monthly payment that fits your budget.
Start your treatment
Approved funds are applied directly to your care at Body Tonic RX.
Frequently asked
Financing FAQ
Will applying affect my credit score?+
No. Both Cherry and PatientFi use a soft credit pull to pre-qualify you, which does not impact your credit score.
What can I finance?+
Almost any service or program at Body Tonic RX — aesthetics treatments, hormone optimization, peptide protocols, longevity programs, and packages.
Which one should I choose?+
Cherry is ideal for treatments under $10,000 with shorter terms (3–24 months). PatientFi is built for higher amounts and longer terms (up to 60 months). Our team can help you pick the right fit at your consultation.
Can I combine financing with packages or memberships?+
Yes — financing can be applied to any package, membership, or single treatment.
Are there prepayment penalties?+
No. You can pay off your balance early at any time with no fees from either lender.
Ready when you are
Have questions before applying?
Our concierge team can walk you through the options and help you choose the plan that best matches your treatment and timeline.
Financing is provided by Cherry Technologies, Inc. and PatientFi, LLC. Approval, rates, and terms are determined by the lender and based on creditworthiness. Body Tonic RX is not a lender and does not make credit decisions.